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Are you self-employed, a freelancer, or a small business owner looking to purchase a home or invest in real estate? Low doc loans might be the perfect solution for you. These specialized mortgage products are designed to make the home buying process more accessible for individuals who may not have traditional income documentation readily available.

Low doc loans, short for “low documentation loans,” offer a streamlined application process that requires less paperwork compared to conventional mortgages. Instead of extensive financial documentation, applicants typically provide proof of their income through alternative means, such as bank statements, business activity statements, or a self-declaration of income.

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